Contacts

Rebecca -Thompson Pero 225 800-6833(Office) 225 715-9617(Home) 225 715-9617(Cell) 225 395-0551(Fax) P O Box 84235 Baton Rouge, Louisiana, 70884 United States Email Rebecca -Thompson

Rebecca -Thompson Pero

225 800-6833(Office)

225 715-9617(Home)

225 715-9617(Cell)

225 395-0551(Fax)

P O Box 84235

Baton Rouge, Louisiana, 70884

United States

Email Rebecca -Thompson

Rebecca Pero/ Broker

WE HOLD THE KEY !

PERO & ASSOCIATES REALTY

11832 Newcastle Ave, Suite 04

Baton Rouge LA 70816

225 412-4776 OFFICE, 225 844-270-4841 FAX

PLEASE COME BY AND VISIT US

BUYING-SELLING- OR JUST FOR FRIENDLY ADVICE!

I Love ❤️ my Job!

Strictly 4 laughs

I’m working hard for you! I Love ❤️ Referrals!

Links

There are currently no Links.

Serving BR and Surrounding areas!!

We are located here!

We support Breast Cancer!

Host your next Closing or Meeting here! Call For rates!! 225 412-4776 ..

Calculators

Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
	Required term in years Must be a number between 1 and 50
Term In Years:
	Required interest rate Must be a number between 1 and 100
Interest Rate:	%
	Required cost of home
Cost of Home:	$
	Required down payment Cannot be more than Cost of Home
Down Payment:	$
	Required annual insurance
Annual Insurance:	$
	Estimate Insurance to 0.43% of Cost
	Required annual property tax
Annual Property Tax:	$
	Estimate Tax to 1.2% of Cost
	Required monthly income
Monthly Income:	$
	Required monthly debt
Monthly Debt:	$
Optional Fields
Gross Debt Service Ratio (GDS):
Total Debt Service Ratio (TDS):
Condos Fees:	$

Results

Receive this Detailed Analysis

Mortgage
Qualification
Affordability
Rent vs Buy

Your Monthly Payments

Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:

Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:

Income Needed to Qualify for the Mortgage

Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:

What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:

Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)

Renting
Monthly Rent: $	RequiredMust be a positive number
Annual Rental Increases:	RequiredInvalid%
Monthly Renter Insurance: $	RequiredInvalid
Savings or Investment Rate:	RequiredInvalid%

Owning
Planned # of years in home:	RequiredInvalid
Yearly appreciation of the home:	RequiredInvalid%
Annual home maintenance:	RequiredInvalid%

Feedback Form

Whether you are planning to buy your first home or sell your existing home, contact us today!

We'd love to hear from you!


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The City of White Castle

There are currently no featured listings.

Contacts

Rebecca Pero/ Broker

I Love ❤️ my Job!

Strictly 4 laughs

I’m working hard for you! I Love ❤️ Referrals!

Links

Serving BR and Surrounding areas!!

We are located here!

We support Breast Cancer!

Host your next Closing or Meeting here! Call For rates!! 225 412-4776 ..

Calculators

Feedback Form

The City of White Castle